A lot of people get worried when their insurance company tells them that they cannot insure their pick-up truck or van because they use it for commercial purposes.
Commercial, eh? Sounds expensive.
You’d think, but… NOPE!
Commercial rates for vehicles are usually less expensive than they would be on a regular policy. That’s sounds counter-intuitive, doesn’t it? But it’s true!
I’m not privy to knowing why commercial rates tend to be lower. If I take an educated guess, however, I would think it’s because people that are insuring their vehicles under a commercial policy are obviously working and have an income. People with a higher income tend to have less claims, so this might be reflected in the general rates.
So, don’t be afraid to call me for a quote for your pick-up truck or van. You might be pleasantly surprised by the rates. I’m located in Toronto, but can quote and insure people throughout Ontario.
I specialize in people that use their vehicles for work purposes and carry tools and equipment in them. That would include, for example, people like carpenters, renovators, plumbers, cleaners, electricians, and painters that carry their work-related tools like hammers and tool belts, and work-related equipment, like hoists. If this is you, call for a quote.
I can also insure your business for commercial general liability, as well as other commercial policies. Ask me about this.
